Thank you very much, Joan.
I'll just conclude. We have certainly talked a lot about productivity, and the fact that Canada, for six quarters in a row—I'm being told it's almost seven now—has had a shrinking GDP per capita. We've had declining productivity and declining investment. These last eight years have been really tough for people. The reason why I talk about productivity is not that I want to talk about numbers or fancy equations; it's because of the families that Joan serves.
We need to do better. We need a change. We need common-sense solutions that give Joan's families the opportunities they deserve, so people earning $30,000 don't come across marginal effective tax rates that take 50% of their income. It's immoral, it's wrong, and we need to do better.
Thank you, Mr. Chair. That's my time.