I understand that the climate risks and the frequency of those extreme weather events are hard to predict, because they haven't happened in the past as frequently. Certainly climate change is not a new story today; it's been going on for 30 or 40 years or longer.
I guess what I'm trying to get at is that there's quite a lot of international focus on the fact that climate change, in fact, threatens our economic stability, so I want to ask you about that. In your role, how are you thinking about how we mitigate that risk from an economic stability perspective?