Global interest rates do impact Canadian interest rates. Global financial markets are very integrated.
In Canada, obviously, we're very integrated with the United States, so the interest rates in the United States have an impact on us. Because we have our own currency and because we have a flexible exchange rate, we can run our own monetary policies. Our interest rates in Canada don't need to be the same as the U.S. rate or global rates, but there is a limit to how far they can diverge. We're not close to that limit. We have the ability to run our own monetary policy geared to what Canadians need.