Yes. Thank you very much for giving me the opportunity to explain in further detail.
As I mentioned earlier, open banking services and increased competitiveness are issues that have been around for years. It's important not to lose sight of this goal, which is to offer more services. That's why I've been talking at length about the importance of a solid foundation to ensure that financial institutions can all begin to expand at the same time.
We are now talking about consumer-driven banking, but we'll soon be talking about payment information and initiation. It's clear that services are going to be extended to the insurance sector. Having a solid base that enables institutions to develop is the only way to ensure success.