Thank you for the question.
In fact, yes, it's absolutely something that we would support, because open banking is clearly quite transversal and covers a lot, and it's hard to make it fit.
Clearly, the government looked around at what was already in place and what was available to host that, but I think it's not necessarily the best way. Your suggestion absolutely provides that the federal government and the provincial regulators could step in and pitch in at the same time. It's the way to go.