Thank you, Mr. Chair.
I would first like to comment on the portion of the bill that addresses the open banking system. What we're seeing yet again is Canada's finance department introducing a system that benefits Bay Street and its major banks at the expense of credit unions, caisses populaires, and all provincially-based financial institutions. Am I surprised? No. I've sat for too long on this committee to be surprised. Nonetheless, I find it unacceptable.
Mr. Brun, would recognizing the provincial frameworks provide equity and consistency for all consumers in Canada?