Okay. Thank you.
Speaking of its being early right now, we've started to see the implementation of the administrative monetary penalties, AMPs, within the bill, with maximum penalties of up to $10 million for violations by registered entities. That's more than some fintechs have in total revenue for a year.
I'm wondering why we have these AMPs being introduced prior to the legislation being introduced by the government. Would you support that perhaps we should see these AMPs removed until the legislation is presented...?