Well, we would like to be able to work with these groups, and I think that's probably down the road a bit. The best advice I can give those groups is to just continue lobbying parliamentarians to be included in our act, but these are the groups that are probably going to have to work with the chartered banks for the time being, until we can actually work with them.
Our act is just a bit too restrictive right now. We need to open it up, because it's a really powerful tool first nations have that other indigenous groups should enjoy. Access to the capital markets really does help, but the rates that we can get would really help those communities as well.