I agree with what you said. We need a strategic plan to build more housing in Canada.
I am still working on my French, so I will switch to English now if you don't mind.
I agree with the notion that we need a national effort to bring our housing construction up to the level of household formation. In my first year as superintendent, I gave a speech where I said that a major potential risk is our household formation well exceeding the amount of household construction in the country. That presents a long-term potential risk to the financial system. I still hold to that.
There has been progress made, and I'm optimistic, but we have to do more to bring housing construction up to household formation. When that happens, the stresses in the housing market that make homes more difficult to afford will lessen.