We had a stress test of that in 2023, and I don't think it would be right to say I'm surprised, but I was certainly reassured that, during that period, Canadian banks by and large were safe-haven investments. In other words, they tended to see positive inflows. That would extend to smaller and medium-sized banks that, to be candid, we had extra vigilance over, and we saw very stable funding flows to those institutions.
A safe, regulated system with a lot of capital and liquidity buffers is viewed by international investors as a safe-haven system. It's an asset that I want to do my part to protect.