In this report, what I looked at was the income quintile of the renters. The really acute situation right now is in renters because, in an economic cycle, normally what happens when home prices and interest rates are high is that we see more people renting, and renting is a more of a relief valve. It's a cheaper option. However, what is very unique about this cycle is that renting, because of that population influx, hasn't been that relief valve. Consequently, the real vulnerability and affordability crunches are in those renter Canadians.
I quantified it by looking at the bottom two income quintile renters. If you think one-third of Canadians are renters, it would be two-fifths of that, so those tend to be.... One-third of those is a material number of Canadians, and they are the ones who are not securely attached to the workforce, so that—