With respect to overall housing affordability, I would share some of the views of Mr. Kavcic on that.
I would say that a relatively quick way whereby we could handle that would be to work on the demand side. We could slow population growth. In the past few years, population growth has been quite strong. We could implement measures to slow population growth and bring it more in line with fundamental demand.
One factor I'll touch on as well is construction productivity. Productivity in the construction industry, according Statistics Canada, lags that of other industries. It's my belief that this is not a very well-studied phenomenon. I would dedicate some resources toward studying that. If we can improve construction sector productivity, we can boost housing supply without having to bring in more individuals.
Of course, another pillar to address our labour supply would be, in fact, bringing in more individuals. That would help in that respect.
Those are the levers I would pull to help with respect to housing affordability. I think those would bear fruit.