That makes sense, but let me challenge that a little bit.
Some of my constituents have said to me, look, if we could make it easier for me to get a mortgage, or allow me to borrow more, then I could afford to buy a house I wouldn't otherwise be able to buy, or I would be able to stay in the house that I'm currently in and now can't afford to stay in because my mortgage rates have gone up.
Wouldn't it help Canadians if we effectively loosened the reins a little bit and made it easier for them to borrow?