Thank you so much, Mr. Chair, and I want to thank our three presenters today for their excellent presentations.
I'm going to start off with Mr. Griller of St. Michael's Homes.
First, Mr. Griller, I want to say a huge thanks to you for the amazing work you and your team do for Ontarians who have mental health and addiction issues. I know you provide a wide range of programs for them. I know that one of your offices is in my riding of Davenport, and I know we are very grateful to have you in our community and very grateful for the work you do.
I'm also very grateful that you talked a bit about some of the good things that our federal government has included in our housing plan—taking the HST off construction and making public land available for affordable housing—and the fact that we're really working hard to try to coordinate better all three levels of government.
That being said, you've indicated there's still some work for us to do. I really appreciate that you have gone into quite a bit of detail on some of the recommendations you have or policy changes it would be helpful to see at CMHC.
I'd love it if you would explain a bit more, in a minute. You talked about instability of financing at CMHC and, further, the lack of coordination between the federal government and the provinces. If you could maybe be more specific as to what you're indicating there and what your recommendation is, that would be very helpful.