Virtually none of those workers would be impacted by this, that we can tell.
We know that at least a quarter, almost a third, of Canadian workers do not have a private or a public pension, other than their CPP, that they might be eligible for. I understand, and I empathize with those individuals who have built a business and are using this as a retirement vehicle. There are ways to navigate that through the lifetime exemption that's going to be indexed, and all those kinds of things, but what I'm thinking about is the worker in a service sector industry for 65 years, who can't afford to retire, who has not had the opportunity to put any money aside whatsoever. We need a fair taxation system so that we can fund the very programs that workers are going to be relying on—the school nutrition program, dental care, pharmacare, workplace safety and health issues—things like making sure our health care system works so those workers actually have the ability to put some additional money in their pockets to maybe put towards an RRSP.