Yes, I think the other witnesses have highlighted this too. It is risky in Canada. There is very little protection against those kinds of new risks that people are facing.
We were just commenting that one of our former board members has achieved great high-tech success in the company. He says it's because he got a basic income from his wife, who was earning when he had nothing, so he could put it into a business.
The risks are the kinds of things that humans face all the time. We can just be unlucky in our genetics. We can face health problems, which are curable by our health care system, but it may take some time to recover, which people don't have the funding for.
Then we have all these risks that are increasing, with technology and artificial intelligence, with a precarious work environment and with just living longer. I have a brother-in-law who came out of high school with very little education and with the expectation that he could walk down the street, get a good job, work his way up and he'd be set for life. That doesn't happen anymore.
People do need to transition throughout their lives, so there needs to be some underpinning—some economic stability—to be able to make those transitions and to plan to do better. Otherwise, people are trapped and that doesn't help any of us.