I wish I was, but indeed, we are not.
That is really our fundamental point here. We're not complaining about the fact that we're collecting these taxes. We are complaining about the fact that our members have to dig into their own pockets to collect those taxes. It seems quite perverse that you have a small business owner who is spending $20,000 to $25,000 a year of their own money in order to collect those taxes for the government because of interchange fees.