If we can talk about a threat to our public health care system, it definitely comes from one side of the spectrum on the political side.
I'll go now to Mr. Hatch.
Welcome, Michael. It's great to see you.
For a number of years, we worked very closely together with you and your predecessors for the credit unions. I would be remiss if I didn't give a shout-out to IC Savings in my community, headquartered in Etobicoke with a number of branches, a success of the Italian Canadian community in terms of a credit union. I grew up in Prince Rupert and the credit union that existed there was a pillar of our community.
You have talked about the carbon rebate and how you'd like to be included. I'm really grateful to hear that you're having those discussions wherever they may go.
In terms of the importance of the competition that credit unions provide in Canada and small business lending, in terms of pricing on mortgages and the services you provide to small businesses, in an era when we talk about competition and choice, how important is it that we continue to work together? We have done so on two different initiatives, the banker and banking issue from eight or nine years ago, and then more recently, the changes within the BIA legislation for credit unions. How important is it that we continue this collaboration for Canadians and for small businesses?