—and find out how many of them own their stores through a company.... You can check in and confirm with the finance officials that companies are not able to have that $250,000 exemption, so this tax is an increase that will affect your members.
I think I have only a couple of minutes left. I'd like to get the credit unions in here.
You mentioned, in your response to Ms. Bendayan's question, that open banking was something the government talked about in 2018. It's actually a Conservative private member's bill moving this into legislation right now. The coming into force is long delayed.