Thank you. You might even say we're very addicted to debt in this country in the private and public sectors and households.
Ms. Dzerowicz, my colleague, quite rightly pointed to competition. It's nice to see others thinking the same way within the banking sector, but the truth is that increased competition across more than the banking sector, such as telcos and other federally regulated industries, including airlines and financial services, can help keep inflation low.
Would you agree with that?