Thank you. You always hear about small start-ups. I worked closely with the DMZ out of Toronto and it was always very interesting to hear about, but sometimes when the companies get to a certain level, then they're gone and you know why they're gone. They're in New York City with a venture capital fund, and it's tough to see for small Canadian companies that grow and expand, but maybe they'll be like Shopify and come back.
CCI also responded to the fall economic statement, and while expressing understanding for the government's focus on the pandemic, you also mentioned steps to improve Canada's footing in the digital economy, specifically open banking and modernizing privacy regulations, etc.
Can you expand on what that would look like for the average Canadian small company or small business?