First of all, again I want to thank everybody for excellent testimony. Giving you five minutes on these important subjects is never enough, so thanks for being so succinct.
Mr. Hume, I want to give my last time to you to finish off your thoughts, and I'll seed you with one question: In your view, what steps should the federal government take to support the establishment of housing ETFs or any policies that you think may help more Canadians get affordable homes in this country?