Thank you, and I also think we should note that doing this in no way increases any sort of systemic risk within the banking system or the financial system here in Canada.
I want to talk about 30-year amortization mortgages. We've made some subsequent changes there, and the way I look at it is that if you're able to get buyers into the market, the first thing that happens very quickly is that people realize they can build up equity, and building up equity in your home is a great thing.
Have you heard feedback from your members? There are many members in my riding and in those of all my honourable colleagues here who work very hard and serve their clients. Have you heard their feedback on these changes that we've made?