I think the main market trend is the one that I mentioned briefly during my remarks, the extensive amount of speculative-demand, investor-owned housing in Canada, especially in the cities I've read about. In Vancouver, it's 34% of condos. In some cities in Ontario, it's upwards of 64%. I believe 85%, of condos in London are investor-owned.
These percentages are mind-boggling, and a house price ETF could absorb a significant amount of speculative or investor demand. It would give that demand another channel in which to get access to house prices without taking up housing supply, so it would not have the same impact on the families that you talked about that are in need of shelter and houses.