Thank you, and welcome back with such good news. I can tell you the constituents in my riding are very pleased with the interest rate drop. Knowing it's the fourth consecutive drop, it's very good news.
I want to go back and ask an additional question on the uncertainties. You referenced the uncertainties we face in forecasting. I'm not trying to do the full list, but obviously, there are global tensions and trade barriers.
I want to ask if climate weather events are also a part of that. I'm saying that in light of the record-breaking events of the past year. It's a dubious record to break. Significant weather events have a toll on many levels, obviously, but there's still a financial toll.
Does that reality become part of your forecasting on uncertainties?