I don't have the precise number, but mortgage interest costs certainly significantly contribute to inflation. If you look at shelter costs—which also include rent and home insurance—what you're seeing is that all those pieces are high. Shelter, overall, is going up at about 8%, and that's contributing more than a percentage point of inflation, so it is a very large component.
With regard to the mortgage interest costs, what we're seeing is that, with the cuts to the interest rates, those are starting to come down. There's some evidence that rents are starting to come off. If you look particularly at data on new rents, you will see that those rent increases are quite a lot lower than the stock of rents in the CPI. We have become more confident that shelter-price inflation is rolling over and starting to come down. That's certainly good news, but that confidence.... That's the biggest upward pressure on inflation. With that coming off, that has given us more confidence that we can lower interest rates to get growth up, that the two will balance out and that we'll stay closer to 2%.