Thank you, I appreciate that.
I have about a minute and a half, and I have two questions. One, I hope, is a brief one, and one may be a little longer, so I'll be quick.
The first one is this: Are you able to give us just a quick update, very briefly? My understanding is that the Bank of Canada was doing some work on incorporating the impact of climate change into its macroeconomic models. In other words, what's the impact of climate change on the cost of and other aspects of our economy? Can you just quickly update us on where that stands?