I can attempt an answer.
We released a report this morning that indicates that for households earning an average income in most urban areas in the country, it's becoming more and more difficult to access housing at the average price. There are clearly imbalances in the housing market.
We have correlated that with the demographic needs of the country, which seem to have gone up since 2015 but have not been matched by an increase in supply. The increase in the population, based on natural increases as well as immigration, has not been followed by a commensurate increase in supply. This is leading to increases in prices that are far outpacing the growth in income and the easier affordability due to the lower interest rates we have seen over the last several years. This leads to difficulty in finding affordable housing for many households.
We also released a report several months ago about housing on first nations and multiple programs that have been implemented by the government over the last couple of years for providing affordable housing. We found that most of the funding has not significantly increased the number of affordable housing units, but rather has increased funding for housing units that are above affordable.
The definition of affordability has not been consistent or the definition the government has used has not been exactly what we would normally find to be affordable.