Yes, please. The algorithms are a bit of a black box. I'm sure we'll learn more about those, as well, that we don't have any line of sight into.
The Minister of Finance today stated, “As of today, a bank or other financial service provider will be able to immediately freeze or suspend an account without a court order.” This implies, I think, that this could have happened in previous times with a court order, which allows for individuals to make representations on their behalf.
The executive director of the Canadian Constitution Foundation has written that this sounds like an invitation for banks to arbitrarily seize property of suspected involvement without any built-in recourse or ability to apply for reconsideration. The testimony we've heard today from these witnesses—and thank you very much for being forthcoming—is that there is the possibility for reconsideration after the fact.
I would like to confirm whether that's your understanding.