Thank you, Chair.
Thank you, Ms. Mason and Mr. Hannah, for being with us today. Also, thank you for your hard work in having in Canada such healthy financial institutions.
Just as a point of clarification regarding a concern raised by MP Lawrence, I want to make sure I'm clear on that point. There was immunity for actions that were taken in good faith by financial institutions, but there would be legal consequences for anyone using this legal obligation in bad faith.