It is a separate regime, so it's not one and the same.
The one thing that is important to distinguish here is that with someone's day-to-day chequing account, which they might be using to buy groceries or pay the rent, it would be quite disruptive for that individual to go to the store to buy groceries and find that they were unable to access their account and their funds.
In the types of businesses that we operate, as either wealth management or cryptocurrency platforms, the assets that we hold for clients are not typically used for the same day-to-day spending activities. It's a different context when you look at the cryptocurrency or investment space versus daily banking activities.