I would concur with that. I'm speaking on behalf of the industry, but I think it is broadly true that we would like to have more direct contact in general on this and other issues.
Something we see a lot, on which we would love to be able to coordinate more, is combatting fraud. This is something that happens across the financial sector. It's something that we're very active in trying to find, and we would love to have a more coordinated approach that involved the RCMP and other stakeholders.