Thank you.
Mr. Benitez and Ms. Wilford, it seems to me that the consequence of GoFundMe shutting down the fundraiser on its platform is that the activity shifted to another crowdsourcing platform. That's maybe lost business for GoFundMe. It's also GoFundMe successfully discharging a certain amount of risk in the business that it was doing with respect to that organization. But from a public interest point of view, it wasn't mission accomplished, because it meant that the activity that was a problem could continue.
I'm wondering if you have any reflections for the committee on the state of the crowdsource funding industry. I think we want to avoid a situation where good actors who are doing their due diligence are punished, or perceive themselves to be punished. The problem itself isn't being dealt with, but it means that somebody else is doing the work and getting paid to do work that arguably shouldn't be done.
I'm wondering if you have any comments for us on the nature of the industry and on whether some kind of additional regulation is required in order to make sure that we're rewarding good actors and not simply shifting business away from good actors and still having the same activities be supported by the crowdsourcing industry.