Mr. Chair, I think the amount of diligence that happens is based on our assessment of risk for a certain person. As I mentioned, on scrubbing donations themselves, we do that on a risk-based approach to identify where the parties should be.
The general standard that we're aware of in the industry is reviewing the bank and the issuing bank of the payment information that's provided to us. No donations on the GoFundMe platform were anonymous. We have information provided from every donor. However, that information is subject to what is provided by the donor, so the most correct information to trace down is in fact the issuing bank of the actual payment instrument.
To go beyond that is substantial diligence and is quite complex, and in fact requires infrastructure and reliance on the banks themselves to have done that. I spoke earlier about multiple layers in the regulatory framework. That's where we would hope that ultimately the issuing bank of the credit card would be reviewing the owner of that card.