I would echo what Mr. Macdonald said with regard to tightening underwriting for investors. I think it's a completely sensible policy. I also think we've absolutely been asleep at the wheel as relates to international money laundering and that we have the most porous border when it comes to all sorts of illicit capital. That just needs to end. We need to get a backbone on that and we need to absolutely tighten down on that sort of excess demand.
In a normally functioning market it's not as big a deal, but when we're in such a supply-constrained market, that incremental demand has a big effect on prices and so we just need to tamp it down. There's sensible thinking. I'll leave it there.