Thank you, Mr. Macdonald. I will say to you that this was one of the recommendations we put into our pre-budget submission by this committee.
Finally, we were talking about housing, and you mentioned that investors are buying half of all the new homes. Is that something that's happening across the country? I really appreciated your recommendation about a higher down payment in addition to an additional 10%.
Could you confirm whether half of all new homes being bought by investors is across the country? Do you have any other recommendations on how we could deal with this issue?