I'm not sure we're looking to establish a tea party here in Canada.
Let me ask you one final question. I think I'm one of the very few around this table, if not the only one, who remember both the 1970s and 1980s bubbles and the economic crisis of 2009. I remember how bad that was.
You mentioned the high rate of debt taken on by borrowers today. Could you just expand on that a little?