Thanks so much for your question.
We absolutely believe that the government should provide additional assistance to young people so that they can purchase their first home. While we are on the topic, if I may I will provide a little more detail than I did in my presentation. We're seeing that current programs to foster access to property ownership are not necessarily adapted to young people's reality. I will give you a very basic example. Through the home buyers' plan (HBP), people can withdraw from their RRSPs to finance the purchase of their first home. The problem is that most young people have not yet accumulated anything in their RRSPs. So in theory, this measure fosters access to property ownership, but in practice on the ground, very few young people have access to it.
In its strategy, the federal government should be more mindful of young people's reality so it can find ways to make funds available and develop construction projects to enable young people to become homeowners. All kinds of existing initiatives cap or control the price of buildings, that is, newly constructed buildings are protected from rising market costs. That would give young people access to property without falling into the speculation trap. We believe it would be worthwhile for the federal government to finance a number of projects of this kind to assist young people.