On the case for looking at longer-term mortgages, in a C.D. Howe article, Michael Feldman talks about addressing the mismatch between term and amortization. He argues that there are some legislative barriers. Potentially, taxpayers' exposure to the housing market could be reduced if a market were to develop for residential mortgage-backed securities, or RMBS.
What kind of place would such a market have for your companies? Would you see that as another alternative where you could sell your products?