Thank you both for your answers.
Do you have statistics for all mortgage financing for home purchases involving variable rates and fixed rates for one or two years?
We obviously have concerns about the market's stability. The key policy rate is expected to increase. We are already seeing that increase and should continue to see increases over the next few months or years. We are trying to assess the danger that increase could mean in terms of payment defaults.
To your knowledge, what are the statistics on five–year variable rates and on fixed rates for one or two years? How would you characterize the systemic risk in that respect?
Once again, you can answer the question first, Mr. Charles, if that's okay with you.