Competition is important, and we value competition. We think it's good for consumers. It helps to keep us all on our toes. I would argue that we're all—at least the track record would suggest—responsible competitors, and I would suggest that there is a role for CMHC to play as one of those competitors.
I think the days of their being a significantly dominant player with a 50%-plus market share are likely over. I think the role they play today at the 30% to 35% market share level is good for our industry and, more importantly, good for the consumers who at the end of the day are the ones who are getting the homes.