Thank you very much.
We're going to see used cars now added next term, so that's going to bump it up even more.
We have never been more indebted as a nation—private sector debt, public sector debt and consumer debt. That's another significant risk.
Should we start warning Canadians now about debt levels, more than we have been? I know you have been recently, but is this something we really need to be concerned about? We have never seen these debt levels.