I may want my colleague Alla to step in here, but I will say that the tag line we always use is that small businesses are the engines of job creation in communities across the country. That's not just a nice talking point; I genuinely do believe it to be true. I'm sure that all of the members around this committee in their constituencies know that to be the case. It is real people who are being employed, who have real bills to pay and real families to support.
Alla, you may want to step in with some of the specifics.