Okay. Great.
I want to ask you as well about some of the other measures that were announced in the budget to try to increase the amount of money that Canadians can save to acquire a home, for instance. I'm wondering how you think those types of measures that might help Canadians save up for a down payment, for instance, cash out in the current market if there isn't any action taken to try to reduce the force of speculation in driving up housing prices.
I'll defer to you as the expert, but it seems to me that if you put more money in the hands of Canadians right now to buy a house, that just ends up increasing the max bid. We're not breaking the pattern that's been pushing up housing prices. We're just allowing Canadians to maybe get a little bit of a competitive edge at a moment in time in a particular bid, but we're not addressing the kind of structural problems with the housing market.