Thank you for that.
You also spoke about the repayment or collection of overpayments from individuals, regardless of their economic situation. With regard to full amnesty for people who can't afford to pay it back, I tend to agree with that statement. I know Mr. Blaikie mentioned it as well. Also mentioned was how much money is in the budget to try to collect that money back—some $260 million, I think, is what he mentioned.
In my opinion, the government would spend more trying to collect the money back than what they would actually get back. It's a negative thing to do. You're spending more to collect. You're spending $10 to get back $5. It doesn't benefit anyone. I think it's probably something that should be looked at, doing exactly what you're asking. Mr. Lawrence referred to “blood from a stone”; in Newfoundland we say, “You can't get blood from a turnip” if somebody can't pay a bill. Sometimes it's just better to take the loss, walk away and be satisfied with that.
I don't know whether you want to comment on the full amnesty thing before my time runs out. If so, I'd appreciate it.