Thank you very much. I'm glad to be back.
I wanted to follow up on questions about the CRA, particularly the expenditures in regard to recovery and the diminishing return you outlined in your report.
There's one thing I've been trying to get to the bottom of. I don't know if it's represented in some of the numbers in your report or if this would be in addition to them. I'm wondering if you're in a position to be able to provide any comment on the investment that the government is making, including some money in this bill, to go after people who applied in good faith for the CERB when they were told to, who don't have much income themselves, who are already living below the poverty line, and whom the government seems intent on pursuing for that money.
I'm wondering how good an investment you think it is to chase the poor for money that they don't have, how likely government is to recoup that money and if you're aware of any data. We've asked government directly. I would say that we haven't had an adequate answer on how many people they believe owe the government money under this program, how many people are below the poverty line, how much debt they think they're owed or how much they actually expect to recover.
I'm wondering if you're in a position to be able to provide any commentary on that as well in terms of what data is available, and how it might help us understand the return on investment, so to speak, although I don't think that's the appropriate term when we're talking about people who are already in financial distress.