Thank you very much.
Perhaps in my last 30 seconds I'll just make the point that I'm highly sympathetic to those individuals who have some concerns about unintended consequences for people who are maybe pushed into bankruptcy.
The issue, I think, is that the government has had this legislation since June. We've looked at this legislation previously. I have yet to hear or see any amendments brought forward on behalf of the government to improve the bill.
We all recognize and can read the room that the bill has cross-party support, at least on this side of the table. It would be incumbent upon the government to introduce amendments that it feels it could live with in this piece of legislation. It has had a significant amount of time to generate this over the last 10 years as various versions of this bill have been before various Parliaments.
Thank you, Mr. Chair.