Thanks very much, Mr. Chair.
Thank you, MP Gladu, for your work on this. Some of the energy was being expended, I think, on trying to make the case that the changes are needed. I don't think energy needs to be expended there. I think everyone around the table is likely in agreement that there need to be improved protections for pensioners. In fact, the government has made a number of changes and would be supportive of the right changes that are contained in your bill, I think, with some adjustment.
I have just a quick question before I go on. The stakeholders you've heard from who felt the three-year coming into force was okay.... Which stakeholders were they?