Sure.
First, let me say that I certainly wouldn't support extending this to a 10-year frame. I do think that even five years is a bit long. I also don't want to put secured creditors ahead of pensioners. Secured creditors include these banks that are making multi-billion dollar profits at this point in time, and I don't think they're going to not extend credit. We saw how the banks supported people through the pandemic. There were many businesses that were struggling. They were extended a lot of credit and were given many opportunities to restructure their loans, etc.
I believe the banking community will support those who are working to repair their funds. At the same time, I definitely would not support moving the secured creditors ahead of pensioners. Pensioners are suffering. Hundreds of thousands of Canadians have lost what was due them, and I think now is the time to act.