Yes, thank you for the question.
Absolutely, Canadians have suffered. After working their whole lives, they have ended up having to continue to work, sometimes when their health was not good, and that was a real struggle. Sometimes it has meant the loss of their homes, etc. There was a lot of that.
I did not hear any of the small business folks I talked to being concerned about this, because what has actually happened in the private sector is that 70% of people don't have pensions at all. They don't. Small businesses can't afford to pay into it unless they belong to an organization like HOOPP that pools a third party, which is a great idea.
Essentially, the people who are making the loudest noise here are the large corporations or the large banking institutions, which have, in fact, the most resiliency in terms of surviving one company going bankrupt.
To me, in all the talk over the 10 years, everybody was well intentioned, but now is the time to say, “These are the things from various bills that have been agreed on. They are all here together. Let's agree on these, and then we can continue to work on this in the future.” We can move forward in an improved direction. Certainly, if the government has additional things it wants to do, it is the government and can put those things forward.
This is the moment when we need to help Canadians who have worked their whole lives and protect their pensions.
Thank you.